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When will lenders pass on the cash rate?

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Here’s a summary of the major lenders and the effective dates for their interest rate adjustments.

RBA Cuts Rates: Here’s What to Do Next

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The Reserve Bank has delivered another round of interest rate relief, cutting the official cash rate by 0.25% — from 4.10% to 3.85%.

Refinancing Rises as Lenders Compete for Your Business

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Refinancing jumps 12.5% as lenders compete with better rates and cashback offers—now’s the time to review your home loan.

What Labor’s 2025 Election Win Means for Your Home Loan and Buying Power

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The re-elected Labor government’s housing policies bring renewed opportunities for first-home buyers and current homeowners alike.

Home loan requirements every borrower needs to know

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Here are some quick tips on navigating home loan requirements and your local mortgage broker can simplify the process.

Easter Reflections for Homeowners and Buyers

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Here are a few ways you can give your finances and home goals a seasonal refresh.

Global Tariffs, Market Meltdowns and the RBA: What It Could Mean for Your Home Loan

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Recent global market turmoil has sparked renewed debate among economists and financial experts about the future of interest rates.

Rate Cuts: What to Ask Your Mortgage Broker

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There’s a 95% expectation of an interest rate decrease to 4.10% at the next RBA Board meeting. Here’s what to ask your broker.

Federal Government to Ease Rules on HELP Debts in Mortgage Applications

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Banks will soon have more flexibility when assessing home loan applications, thanks to a federal government initiative aimed at increasing the borrowing power of first home buyers with student debt.

Unlock Your Dream Home in 2025 with First Home Buyer Help

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From government guarantees to state-based incentives, these initiatives are designed to help you take that crucial first step toward owning your dream home.

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M&M Financial Services ( M&M Financial Services) ABN:  51165402330 Credit Representative:  480454 is authorised under Australian Credit Licence: 384704.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.