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These Offset Account Hacks Could Shave Years Off Your Home Loan

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An offset account can be a powerful tool to cut years off your home loan and reduce the interest you pay – if you know how to use it strategically.

Your Guide to Buying Your First Home in 2025: Tips, Trends, and Loan Options

Two young women moving into a bright apartment, sitting on a green sofa with boxes.

Here’s a step-by-step guide for first-home buyers in 2025, along with practical tips to help you secure the home of your dreams.

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M&M Financial Services ( M&M Financial Services) ABN:  51165402330 Credit Representative:  480454 is authorised under Australian Credit Licence: 384704.

IMPORTANT NOTE: All content is general information only and is subject to change at any given time. Your complete financial situation will need to be assessed before acceptance of any proposal or product. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.