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Is Pre-Approval a Must-Have or a Nice-to-Have

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Discover if home loan pre-approval is a must-have or just a nice-to-have when buying property. Learn the benefits, risks and when it makes sense.

Five per cent first homebuyer deposit scheme to begin in October

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The First Home Buyer Guarantee is starting in October 2025 with 5% deposits, no LMI, higher price caps and no income limits. Learn how it works.

Australian households boost savings after rate cut relief

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Australian households are boosting savings faster than they have in years. Here’s how to build on that momentum and save smarter.

Is Your Home Now a Luxury Property? Here’s What It Takes in 2025

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With more properties than ever crossing the luxury line, it could be time to re-evaluate your property’s value, especially if you’ve owned it for 5+ years.

When will lenders pass on the cash rate?

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Here’s a summary of the major lenders and the effective dates for their interest rate adjustments.

Short-term rental hotspots every property investor should know

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Discover Australia’s most profitable suburbs for short-term rentals and how investors are boosting returns in 2025’s booming travel market.

RBA Cuts Rates: Here’s What to Do Next

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The Reserve Bank has delivered another round of interest rate relief, cutting the official cash rate by 0.25% — from 4.10% to 3.85%.

Refinancing Rises as Lenders Compete for Your Business

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Refinancing jumps 12.5% as lenders compete with better rates and cashback offers—now’s the time to review your home loan.

What Labor’s 2025 Election Win Means for Your Home Loan and Buying Power

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The re-elected Labor government’s housing policies bring renewed opportunities for first-home buyers and current homeowners alike.

Home loan requirements every borrower needs to know

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Here are some quick tips on navigating home loan requirements and your local mortgage broker can simplify the process.

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Here’s why our clients say working with us feels different. We combine market reach with insider knowledge to give your application the best chance of success.

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We simplify the loan journey and make finance really happen for our customers.

Call Michelle 0488107202
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M&M Financial Services ( M&M Financial Services) ABN:  51165402330 Credit Representative:  480454 is authorised under Australian Credit Licence: 384704.

IMPORTANT NOTE: The information provided is general in nature and may change at any time. It does not take into account your personal circumstances. Before acting, consider your full financial situation and review the relevant Product Disclosure Statement (PDS). Rates and product details should be confirmed with the lender before making any decisions.

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