These Offset Account Hacks Could Shave Years Off Your Home Loan

An offset account can be a powerful tool to cut years off your home loan and reduce the interest you pay – if you know how to use it strategically.
An offset account can be a powerful tool to cut years off your home loan and reduce the interest you pay – if you know how to use it strategically.
Dean McHardie2025-04-16 Michelle and the team were absolutely fantastic with our refinance quick and efficient and nothing was too small of a problem for them. Absolutely fantastic to deal with Helenshaw352025-03-27 M&M Financial Services is a class above the rest. No matter your need these lovely humans go above and beyond. From building our home all the way to refinancing for a better rate 2 years later, Michelle Newby and her Professional Team are the best. Every detail, every form to fill out, they are by your side and in your corner. Nothing is a problem. Thank you so so much for always being our advocate in all things financial. I really wouldn't use anyone else. 5 stars all the way. Zachariah Matysek2025-02-20 I can’t thank Jordan and the M&M Financial Services team enough for their incredible support with my home loan. From the very first conversation, they made me feel completely at ease, guiding me through every step with professionalism, patience, and genuine care. What could have been a stressful process turned into a seamless experience, thanks to their expertise and dedication. They truly went above and beyond to ensure I got the best outcome, always taking the time to explain things clearly and make me feel valued as a client. It’s rare to find a team that not only excels in their field but also genuinely cares about the people they help. I’m so grateful for their outstanding service and would highly recommend them to anyone looking for financial guidance. Jodie 4442025-01-08 Jordan from M&M Financial Services is AMAZING! Without his efforts, going above and beyond, I wouldn't have been celebrating Christmas in my own home this year. Thanks to you and your whole team, Jordan! Anne Lituania2024-12-11 Jordan and his team have been so amazing! They have guided us through to owning our first investment property. They very knowledgeable and prompt in answering our queries. They were so understanding and patient with us given that we only communicate via email and phone call as we live miles away from their office. They made sure the process is smooth and fault-free. Highly recommended! Cassie Lewis2024-11-05 I was recommended to the M&M Financial Team to help and assist with gaining the best finance for an investment property. Although this was a tight timeline and, at times, considered stressful, I was assisted by a friendly member, Jordan, who personally delivered documents to me for a wet signature followed by same-day delivery to the bank for a fast execution. This, in my eyes, was above and beyond to ensure we succeeded at the task and met the timelines. I would highly recommend M&M Finance and will be seeking future assistance and support. Thank you, M&M team and Jordan. Vasilis Mitilinios2024-10-08 Jordan, I wanted to say thank you for all your assistance with my refinancing. The last few months have been hectic for me but you have gone above and beyond and have made this transition so simple and easy. On call when ever I had a question and always willing to fix things for me asap. You certainly have taken the stress away. Again thank you for all that you have done. Priscilla Loftis2024-10-04 Working with M&M Financial Services and their fantastic staff was a risk absolutely worth taking. We were so confused and concern regarding our home ownership journey but we were consistently reassured by the professionalism, attention to detail and one on one support M&M Financial Services and their staff provided. We truly felt like we weren't just names on a piece of paper lost in big busy service provider. We felt completely at ease and really appreciated the personalised service we received tailored to us as new home owners and our unique circumstances. As our journey to home ownership progressed with M&M Financial Services, the confusion and our concerns were replaced with hope and happiness because we had complete faith in the services provided and how the staff so perfectly advocated for us and made our dream come true. We were truly blessed to have Jordan in our corner and we are so grateful for his compassion, genuine effort, clear communication and thanks to his efforts and the entire team at M&M Financial Services we are now home owners. I cannot recommend M&M Financial Services enough, they really are so great at what they do and they actually care. Paula Melton2024-10-03 Both Michelle and Jordan are the best. They both go above and beyond to get the right deal for you. They are both very understanding of your needs and they treat you like family. Would highly recommend them to anyone Kate Garland2024-09-23 Couldn’t have asked for better service! We managed to buy our first house and were given advice and how to start preparing for the second. Jordan taught us more about our home loan than we ever knew we needed and we look forward to speaking with him in the future for further advice. Google rating score: 5.0 of 5,
based on 10 reviews
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